10 Best Cookies for Banana Pudding (2023)

Get ready to embark on a cookie quest like no other -- the search for the perfect cookie for banana pudding. Choosing the right cookie can be a game-changer, making your dessert unforgettable.

If you have ever wondered which cookie to use, you are in the right place.

I tested 15 cookies and crackers to find the perfect cookie for the pudding. The top two best cookies for banana pudding are vanilla wafers and butter cookies. Shortbread cookies, biscoff cookies, and graham crackers are also good choices to use in the recipe.

Many cookies will work in the recipe, but there are a few you should avoid. And surprisingly some cookies tasted better in the banana pudding the longer the pudding was refrigerated.

Try my not-too-sweet banana pudding recipe at the end of the post with your favorite cookie. Also check out all the cool ways you can serve banana pudding.

Cookie Test Criteria

1. Taste of cookie and ability to blend with the other ingredients.
2. Texture.
3. Cost comparison of the cookies.
4. How it held up over time.

Pudding was refrigerated and evaluated at:

• 2 hours
• 4 hours
• 24 hours
• 48 hours

The cookies were layered flat, not crumbled. Crumbed cookies created uneven layers making it difficult to completely coat the bananas in pudding.

Coating the bananas in pudding is important because it helps slow the browning process of the bananas. Banana pudding is only as fresh as the bananas remain.

Overall Best Cookie for Banana Pudding

Vanilla wafers win for best overall cookie.

Most banana pudding recipes call for vanilla wafers. And for good reason. They taste good in the pudding and have the right consistency. They are also cost effective and easy to find.

Vanilla wafers were one of the first cookies used in banana pudding, thanks to Mrs. Laura Kerley.

In 1921 Mrs. Kerley submitted a banana pudding recipe to the Pantagraph, a local newspaper in Illinois. She used vanilla wafers in her recipe instead of a sponge cake which was traditionally used in the pudding.

Nabisco said, “Thank you,” and ran with it. A recipe for banana pudding even appears on the box of Nilla wafers today.

Taste: Unsurprisingly, the Nilla wafer tasted good in the pudding. The vanilla cookie blended harmoniously with the vanilla pudding, which complimented the banana slices.

Texture: Nilla wafers are crisp and crunchy. But they softened in the pudding over time. This provided a nice tier in this layered recipe.

After a minimum of two hours (but four hours is better), the vanilla wafer had softened. Almost no cookie crunch, which was perfect.

At 24 hours the texture was still good, but after 48 hours the Nilla wafer started disintegrating into the pudding.

Cost: An 11 oz. box of Nilla wafers is sufficient for a recipe yielding 8 to 10 servings. The box is over $4 (depending where you live), but it only takes one box. This makes Nilla wafers one of the most cost-effective cookies for banana pudding.

Buy here.

Best Flavored Cookie for Banana Pudding

Butter cookies win for best flavor.

I used Chessman butter cookies by Pepperidge Farm. These unique cookies are stamped with the faces of chess pieces. Pretty cool if you are into chess, like my family.

These were my favorite cookies to use in banana pudding if the pudding was eaten within 24 hours. You will love them with cream cheese banana pudding.

Taste: The butter-flavored cookie itself was light, but rich-tasting. It complimented the vanilla and banana flavors in the recipe, proving that you don’t always need a vanilla-flavored cookie.

Texture: Butter cookies are crisp and crunchy but slightly softer than Nilla wafers. They softened over time in the pudding.

After two to four hours of chilling in the refrigerator, these cookies had softened, the flavors blended, and the pudding was mouthwatering.

Even 24 to 48 hours later, the butter cookie layer was still going strong. If you plan to make banana pudding the day before and refrigerate it overnight, you can’t go wrong with butter cookies.

However, similarly to Nilla wafers, they started to disintegrate into the pudding the longer the pudding was refrigerated. If you love to taste the cookie layer in banana pudding like I do, keep this in mind.

Cost: This was the biggest downfall to using Chessman butter cookies. Although the cost per bag was comparable to Nilla wafers, you need two bags to have enough cookies for a recipe that has 8 to 10 servings.

In addition, be aware of broken cookies when you open the package. If you plan to decorate the pudding with chess-faced cookies on top, buy an additional bag to compensate for broken cookies.

The cost to get enough Chessman butter cookies for the pudding is almost double the cost of Nilla Wafers.

Buy here.

Danish Butter Cookies - Not Easy to Use

Too many flavors in the cookie tin make it hard for flavor consistency in the dessert.

I also tried Danish butter cookies (often found around Christmas). They presented some problems when compared to Chessman cookies, so I do not recommend them.

• They are hard to find outside of the holidays. Buy here.
• The cookie tin holds different flavors of butter cookies, including a coconut flavored cookie. If you want flavor consistency, this is not the right choice.

Best Cookie for Make-Ahead Banana Pudding

Use Keebler Sandies Shortbread Cookies if you plan to make banana pudding 1 or 2 days early.

Initially I didn’t like these cookies as much, but my opinion changed the longer the pudding was refrigerated.

Taste: Shortbread cookies had a distinct taste when they were layered in the pudding. I personally preferred the taste of vanilla wafers or butter cookies to the taste of shortbread cookies.

Texture: Shortbread cookies are crisp and crumbly. However, the longer the pudding was refrigerated, the better the shortbread cookies became.

In fact, these thick shortbread cookies held up the best after refrigerating the pudding for 48 hours. The thickness of the cookie helped, but the passing time also mellowed the shortbread taste and the cookie flavor merged with the other ingredients.

Keep thick Keebler shortbread cookies in mind if you need to make your banana pudding two days early or if you expect to have leftover pudding in the refrigerator for a day or two.

Cost: The package of Keebler shortbread cookies cost less than Nilla Wafers but had less cookies in the package. You may need to buy two packages if you like lots of layers in your banana pudding.

You can get away with one package if you have a solid bottom layer of cookies, but use the cookies sparingly in the other layers.

Buy here.

Nothing Specifically Wrong with These Cookies

These cookies are just okay in banana pudding.

Lorna Doone shortbread cookies are quite different than Keebler shortbread cookies, so I evaluated them separately.

They are smaller and thinner than Keebler cookies. I was not impressed with them compared to the other cookies.

Taste: The flavor of Lorna Doone shortbread cookies was forgettable. The flavor was swallowed up in the pudding, rather than contributing to it.

Texture: They are a crisp cookie, but a bit crumblier than butter cookies or vanilla wafers.

The longer they were refrigerated the less pronounced the flavor was. After 48 hours, they had disintegrated in the pudding to the point of being unrecognizable.

Cost: They are almost double the cost of Keebler shortbread cookies. Depending on how thick you want your cookies layers, you may need two packages, although if used sparingly one package would work.

But overall, they were unimpressive, and I wouldn’t go out of my way to add them to banana pudding.

Buy here.

Best Unique Flavored Cookie for Banana Pudding

If you want to mix up the flavor of traditional banana pudding, try spiced biscoff cookies.

I was pleasantly surprised with Lotus Biscoff cookies. They became one of my favorite cookies for banana pudding.

Biscoff cookies are a crispy cinnamon spiced cookie known as a speculoos or speculass cookie (Dutch or Belgian cookie).

Taste: The cookie tasted of cinnamon and reminded me of gingerbread.

These flavors are not traditionally found in banana pudding, but I really liked the combination. If you want to venture from traditional pudding, biscoff cookies are the ones to try.

However, if you are a traditionalist, skip this cookie.

Texture: After 24 hours, the cookie had softened, but it was in a thick layer in the pudding. So delicious!

Cost: They are about 1½ times the cost of Nilla wafers, but one box will make the full pudding recipe.

Buy here.

Best Cookie for Chocolate Banana Cookie

A shortbread cookie coated in chocolate adds variety to the chocolate banana pudding.

Keebler Fudge Stripes are thin shortbread cookies dipped in chocolate. They were my favorite cookie to eat with chocolate banana pudding.

Taste: The shortbread cookie was light. It complimented the chocolate flavor, rather than competing with it.

Texture: The texture was soft enough to eat the pudding right away or after a couple of hours in the fridge.

Cost: You will need at least two packages for a chocolate banana pudding recipe. This keeps the cost close or slightly more than vanilla wafers would be.

Buy here.

Best Cookie for a Great Cause

Support your local Girl Scouts troop. Then use leftover Girl Scout cookies in banana pudding.

Take a leap into the delightful pairing of Girl Scout Trefoils and your classic banana pudding. These cookies seamlessly accentuate the creamy, fruity profile of the pudding, adding a charming layer of buttery goodness.

Taste: Trefoils boast a rich, buttery flavor, a quality that superbly complements the lushness of the banana pudding. Their subtle sweetness enhances the dessert without overwhelming it.

Texture: With their delicate yet firm composition, Trefoils soften to a pleasing consistency, without getting overly soggy or losing their character. After 24 hours, the cookie layer still retains its inviting texture.

Cost: You may need more than one box for a full banana pudding recipe. And the downside is that the cookies aren’t always available.

Though they may carry a slightly higher price tag, each purchase serves as a meaningful investment in young girls' futures, making the cost well worth the cause.

Buy here.

Best Cookie for Make-Ahead Chocolate Banana Pudding

Oreo Thins can soften when the pudding is prepared early. The cookies will have a fantastic texture and flavor when it’s time to eat.

Dive into the delightful combo of Oreo Thins and chocolate banana pudding. Oreos perfectly complement the creamy, fruity, and chocolaty notes of the pudding.

Taste: Oreos only have a light chocolate flavor. That works for a chocolate pudding. The cookies enhance but don’t overpower the pudding.

Texture: Since the cookie is a sandwich, Oreo Thins worked much better than a standard Oreo would. The double width of the cookie has time to soften to the perfect consistency by the time the pudding is served.

After 24 and 48 hours, the cookie layer was still appealing.

Cost: Just one package should do the trick for this dessert. And the cost is comparable to Nilla wafers.

Buy here.

Best Cookie for Very Sweet Banana Pudding

Tone down a too-sweet banana pudding recipe with lady fingers.

Lady fingers were the original substitute for sponge cake in early banana pudding recipes. They are only lightly sweetened.

This may help tone down an overly sweet banana pudding recipe. Lady fingers may have been a good alternate years ago, but better choices exist today.

Taste and texture: Lady fingers are a bit bland and slightly stale. They were the thickest (and breadiest) cookie in the experiment.

They softened and got spongy the longer they were refrigerated in the banana pudding. The sponginess worked.

Since I make not-too-sweet banana pudding, lady fingers didn’t quite work for my recipe. If you make banana pudding with sweetened condensed milk, lady fingers would soften the cloying taste of the pudding.

Cost: One package is adequate for a recipe and cost close to what Nilla wafers cost.

However, they are difficult to find. When I finally tracked down a package, there was only one brand to choose from.

Buy here.

Bottom line: I would never go out of my way to use lady fingers in banana pudding, especially since my banana pudding is not too sweet.

Best Cookie for a Crunchy, Creamy Twist

Golden Oreos offer a delightful twist to the classic banana pudding recipe. A cookie with a creamy filling? What’s not to love?

Taste: With their slightly vanilla-infused taste and wonderfully crunchy texture, Golden Oreos balance beautifully with creamy banana pudding.

Texture: They hold up longer than Nilla Wafers, maintaining that pleasing crunch even when soaked with the pudding.

After a few hours, they are a bit softer, but still have the nice crunch oozing with filling. And 24 to 48 hours later, they still have structure and a tasty flavor.

Cost: Similar cost to Nilla Wafers. One package will be sufficient for the recipe.

Buy here.

Best Cracker for Banana Pudding

Some crackers went head to head with cookies and graham crackers worked surprising well in the pudding.

Placing the crackers flat, rather than crumbling them, helped keep the layers even, making it easier to completely coat the bananas.

I would reach for graham crackers if I did not have butter cookies or vanilla wafers. Maybe even if I did have them.

Taste: Perhaps because I’m used to graham cracker crusts, the graham cracker flavor merged well with the vanilla and banana flavors. The consistency in flavor remained for over 24 hours.

Texture: At 48 hours and over, there was no longer a distinct graham cracker layer anymore. Everything melded together.

Cost: One box is enough for this recipe with plenty of leftovers. The cost is comparable to Nilla wafers.

Buy here.

Better Stick with the Original

The heartiness of the crackers distracted from the pudding.

Cinnamon graham crackers caught my attention because cinnamon and banana are great flavor pairings. Although I could taste the cinnamon flavor, I preferred regular graham crackers to cinnamon graham crackers in banana pudding.

Taste: The cinnamon flavor merged with the bananas. However, the cracker also tasted like nutty whole wheat. It was too hearty for the pudding.

Texture: The texture was comparable to the texture of regular graham crackers. It was best two to four hours later, but by 24 hours and beyond, it was soggier. And it disintegrated after 48 hours.

Cost: The same as regular graham crackers and similar to Nilla wafers.

Buy here.

Most Disappointing Cookie for Banana Pudding

The cookie texture is difficult to work with.

Nabisco Gingersnaps were the cookie I was most excited about trying because I do love the taste of banana and ginger.

However, I was disappointed not only in the flavor, but also in the texture. Gingersnaps were so hard that even after 72 hours of refrigeration in the pudding, they were still tough and hard to snap through.

Taste: The ginger, banana, and vanilla flavors did not come together the way I hoped they would. And the ginger flavor distracted from the expected banana pudding taste.

Texture: The worst. The cookie never completely softened in the time frame of the experiment. And the parts of the cookie that were “softened” were more soggy than soft like the other cookies.

The only way these cookies might work is by crumbling them in a blender or food processor and making a cookie crumb layer.

Cost: You won’t even need a full 1 pound box of gingersnaps for the recipe. So even though one box cost more than all of the sampled cookies and crackers, you will have plenty of leftovers.

However, I don’t recommend them.

Don’t Use These Crackers

Club crackers are too salty. Don't use.

I had high hopes for light, flaky, buttery club crackers. Especially since butter cookies were so tasty in the pudding. Wouldn't a butter cracker be just as tasty?

But no. They were too salty, which distracted from the vanilla/banana flavor of the pudding.

Taste and texture: Despite the nice buttery flavor, I couldn’t get past the saltiness.

A quick search showed that Kellogg’s does not make a reduced salt or no-salt club cracker. Too bad because the texture was great. The cracker softened into a nice layer that blended into the pudding.

Cost:  Similar to Nilla wafers.

Buy here.

The Worst Cracker for Banana Pudding

Don’t use animal crackers in banana pudding. Just don’t.

Taste and texture: The taste was bland and got worse the longer the pudding was refrigerated. The cookie was crunchy and harder than the other cookies.

When layered in the pudding the texture was a soggy, gummy, bland mess. It was the worst. After 24 hours, I threw it out. It couldn’t get better and would only get worse.

Cost: The cheapest option of them all. But... Not. Worth. It.

Cookie Experiment Takeaways

• Nilla wafers win for best overall taste, texture, and cost effectiveness. Nabisco focuses on making these cookies the best for banana pudding. Best of all, they are easy to find.
  
  What can you substitute for vanilla wafers in banana pudding? Butter cookies, shortbread, and graham crackers are all excellent choices.

• Butter cookies were the best flavored. Something about that butter flavor really made a difference. I didn’t need to taste more vanilla in a recipe, but the butter flavor hit the spot.

• Keebler Shortbread cookies hold up the best over time. If you are going to make banana pudding ahead of time (especially over 24 hours early), use these cookies.

• Lotus Biscoff cookies are fantastic if you want to veer from traditional banana pudding. The cinnamon and spice melds with the pudding in a deliciously unique way.

• Crumbling any cookie or cracker made the layers uneven, making it more difficult to completely coat the sliced bananas.

• Submerged and well-coated bananas resulted in slower browning keeping the pudding fresh longer. Don’t crumble the cookie layer unless you will eat the pudding within a few hours.

3 Cookies and Crackers to Avoid

• Never, and I mean never, use animal crackers. They are awful.

• Don't use club crackers either. They are way too salty.

• Avoid gingersnaps unless you pulverize them to crumbs in a food processor. Even then, I’m not so sure. You must really love the banana/ginger flavor combination.

Now that you have decided on your cookie, try my quick and easy, not-too-sweet banana pudding recipe with boxed pudding. Use either instant pudding or cook & serve pudding. You will love it!